Norviq
Wealth · Spending · Intelligence
Nothing slips past.
Norviq explains why your money moved, not just that it moved. Stocks, ETFs, and crypto next to your real spending, with today's contributors, market context, and retail sentiment in one sentence you can act on.
- Free to start
- Finance
- iPhone + Web
- EU-hosted
- Read-only broker sync
Norviq
iPhone screenshots
The daily read: what moved, why, and what to do about it — next to the spending that funds it.
What Norviq does
Why it moved
Today's contributors with price action, market context, and X-informed sentiment on the names you actually hold.
Wealth
Stocks, ETFs, crypto, watchlists, and net worth in one workspace. Allocation, chart builder, DCF, financials, earnings, and research.
Spending
Expenses, budgets, receipt scanning, and read-only bank sync. Leftover cash shown as units of your DCA ticker.
Targets and scenarios
Write the thesis, set base, bear, and bull targets, plan rebalancing, and project ten years out.
Tax surfaces
How EU retail investors actually file: harvestable positions, dividend withholding, personal inflation versus CPI.
Q and MCP
An in-app assistant over your real holdings, and a remote MCP server so Claude, Codex, or Hermes can read your portfolio with a scoped token.
How Norviq works
Import once, then let the vigil run.
01
Bring your holdings
Connect Interactive Brokers read-only, import a CSV or spreadsheet, or add positions by hand.
02
Log what you spend
Scan a receipt, sync a bank read-only, or type it in. Budgets sort it into pillars.
03
Read why it moved
Every day Norviq joins price action, news, and sentiment into one line per position, and tells you what is worth your attention.
About Norviq
FREE TO START
Portfolio, watchlists, expenses, budgets, and the daily read of why things moved are free. No card to sign up.
NORVIQ PRO
Pro unlocks broker and bank sync, AI insights, scenarios, tax surfaces, and MCP access. Subscription sold through the App Store or web billing; current prices are shown in the app.
WHO IT'S FOR
EU retail investors holding stocks and ETFs at Interactive Brokers or a local broker, who also want their spending and their portfolio in one place.
HONEST PROMISE
Read-only everywhere. Norviq never trades, moves money, or sells your data. It is information, not investment advice. Hosted in the EU by one person who uses it daily.
Frequently asked questions
Is Norviq free? +
Yes. The free tier is a complete tracker, not a trial. Pro adds sync, AI, scenarios, tax, and MCP.
Can Norviq trade or move my money? +
No. Broker and bank connections are read-only by design, and there is no order or transfer feature anywhere in the app.
Where is my data stored? +
On servers in the European Union. Bank tokens are encrypted at rest. You can export or delete everything from Settings.
What is MCP access? +
A remote Model Context Protocol server. You create a scoped personal access token and your own LLM client (Claude, Codex, Cursor) can read your portfolio and spending through it. You choose and pay the model.
Which brokers and banks work? +
Interactive Brokers through its reporting feed, plus CSV and spreadsheet import for any broker. Banks through Plaid (US) and GoCardless (EU).
Does it work on Android? +
The web app works in any browser, including on Android. The native app is iPhone only.
Begin the vigil.
Free unlimited tracking. Pro is a subscription with a free trial; terms are shown before you buy.
App Store ↗ Support Privacy Policy Terms of Use norviq.org ↗
Requires iOS 18 or later · by Fernando Correia, FC Software Studio